Mortgage Loans

When you choose to get your home loan through Summit Community Bank, you get a mortgage you can live with
and access to local bankers for answers to your questions.

Whether you are looking to purchase your first home or refinance, Summit Community Bank can help you choose the mortgage product right for you. Your loan can be serviced right at our office, and we offer low closing costs. You can also get pre-approved so the financing is ready when you find your dream home.

Types of Real Estate Loans

Not all home loans are the same. Choosing the right one for your needs can help you make the most of your home investment. These are the types of loans we offer:

Options for first-time home buyers including low down payment programs

Fixed rate mortgages

Adjustable Rate Mortgages (ARM)

Balloon mortgages

Jumbo mortgages

Bridge loans

Construction and land loans

Second home and lake property loans

Home equity lines of credit