Personal Checking &
Money Market Accounts

Managing your money can be complex. To simplify things, we offer several options and the individual attention needed to help you make the decisions to best suit your checking needs, including: interest bearing, non-interest bearing, and no-fee accounts.

We offer what other banks offer but with a very big difference. We provide local, friendly, professional service on a one-on-one basis for all of your banking needs.

Summit Free Checking

It's free and it's easy. Our most popular account!

Unlimited check-writing

No minimum balance

$100 minimum balance required to open all accounts

No monthly maintenance or transaction fees

Summit Interest Checking

The perfect option if you carry a higher balance and want to earn interest.

Unlimited check-writing

$100 minimum balance required to open all accounts

Tiered interest paid on all balances

Must maintain a $750 balance per month or $2,500 average ledger balance to avoid monthly maintenance fee of $7.50

Summit Preferred Checking

Exclusive benefits reserved for customers age 55 and greater.

Free checks

Unlimited check-writing

$100 minimum balance required to open all accounts

Tiered interest paid on all balances

Must maintain aggregate deposit balance of $2,500 to avoid monthly maintenance fee of $7.50

Money Market Accounts

Maintain a higher account balance, earn more interest than the standard savings or checking accounts, and still have access to your money. To access the funds in your Money Market Account, you can write a check, transfer money to another account, use a preauthorized electronic agreement, or access NetTeller, our online banking system.

Tiered interest on all balances

Clear up to three checks per month for free

Free deposit and withdrawal slips